These resources will give you some insights into your options when it comes to debt settlement.
At CT Debt Consolidation we have one of the very few professional approaches to helping your decide on what is the best option for yourself. First, we explore in-depth all the options and there are 5 options consumer select when dealing with debt. Option #1: But Your Head in the Sand. You pretend that the […]
Essentially, I have found at least 12 Basic Reasons why someone can’t or won’t file for bankruptcy. There are many reasons under the Bankruptcy Code why someone can’t file a Chapter 7 bankruptcy petition. But let’s say that you qualify for filing a bankruptcy petition, but you elect not to file. After you have been […]
Here is Chart which outlines the Pluses and Minuses of the Informal and Formal Strategies to solving your financial problems. This is the only Chart of its kind and we have to discuss and explain it to you because most clients still have many questions about it due to the fact that it is so […]
What Should You Do If You Are Sued While You Are Making Your Payments In A Debt Settlement Plan? First, don’t panic or hyperventilate. It won’t help and it’s unnecessary. Stay calm and keep it ‘cool’. Next, review this handout and call my office for an appointment. And here’s what we are going to discuss: […]
Here’s a check list of questions to ask a Debt Settlement Company: Do they have an attorney who helps analyze all of your options?Many times Debt Negotiators will tout that they have ‘Certified Debt Negotiators’ and ‘Certified Debt Consultants’. If they have Certified Debt Negotiators’, they obtained this designation by taking a simple one hour […]
The ‘Debt Settlement Business’ is the latest and hottest ‘get rich scheme in America’. Many people would rather try anything than file bankruptcy. Embarrassment. People can feel embarrassed when they file for bankruptcy and this embarrassment prevents them from exploring it as an option. The ads read, ‘Avoid Bankruptcy’ because it is portrayed as walking […]
12 Reasons Why People Can’t File A Chapter 7 Bankruptcy Petition Filed Chapter 7 within the last 8 years. Income is higher than expenses—totality of the circumstances test. Income is above the national average for the ‘means test’ and it can’t be rebutted. Assets aren’t exempt. Not enough debt to justify using bankruptcy or not […]
We have various sample letters that you can use when when making attempts to fix your credit rating. If you need to dispute a negative item, validate a debt, request an investigation, or request that an item is removed from your credit report, one of these letters should help you with that process. Allied International […]