Fair Debt Collection Practices Act (FDCPA) – The Law

View the Fair Debt Collection Practices Act (FDCPA).

• 801. Short Title
• 802. Congressional findings and declaration of purpose
• 803. Definitions
• 804. Acquisition of location information
• 805. Communication in connection with debt collection
• 806. Harassment or abuse
• 807. False or misleading representations
• 808. Unfair practice
• 809. Validation of debts
• 810. Multiple debts
• 811. Legal actions by debt collectors
• 812. Furnishing certain deceptive forms
• 813. Civil liability
• 814. Administrative enforcement
• 815. Reports to Congress by the Commission
• 816. Relation to State laws
• 817. Exemption for State regulation
• 818. Effective date
• End Notes
• Legislative History
• Amendments